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energnag1

"Virtual" Credit Card

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energnag1

Sorry if this has been covered before, but could not find on site.

 

After trying to make my first rep purchase by credit card, I got rather frustrated when my CC company kept refusing the charge ( foreign transaction ) and then getting a call from their fraud department several hours later. After going through this twice, they suggested using their "virtual" card feature.

 

This feature allowed me to create a unique 16 digit CC number linked directly to my real card. I could also specify maximum amount as well as duration the card could be used for. Since I had taken special steps to create this "virtual" card, the transaction went through without a problem.

 

I recommend making the maximum amount several dollars more than the expected charge to cover any exchange rate issues.

 

Now that I am aware of this feature, I will use it for all internet transactions in the future. It minimizes the chance of your transaction being refused by the CC company, as well as minimizing your risk in the event you are dealing with a scam internet vendor.

 

Check to see if your CC company offers this feature.

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Member X

Good post :)

 

 

I recall this being mentioned before but fortunately most transactions go through ok! Good to have the option, though :thumbsup2:

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Drhulee

Unfortunately not yet available in Canada :D

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SirDomino

Which card is this with?

 

I know that Discover card offers 1 time use numbers. But not sure of any others.

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energnag1
Which card is this with?

 

I know that Discover card offers 1 time use numbers. But not sure of any others.

 

That would be Mastercard.

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greg_r

Great idea if your card company offers it. Sadly mine doesn't :D

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AustinTech

I send my dealers cash.

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onzenuub
I send my dealers cash.

 

 

:lol: And what do they give you in return?

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Pob
I send my dealers cash.

 

+1

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